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Reduce processing costs using compliant cash discount and dual pricing programs.

Save Big with Cash Discount & Dual Pricing

Why keep paying high credit card processing fees? With our Cash Discount and Dual Pricing programs, you can save up to 100% of your processing fees – That means ZERO processing fee and more money in your pocket.

  • Cash Discount Program – Encourage customers to pay with cash while offsetting processing fees.
  • Dual Pricing Program – Offer both a cash and card price so your customers have the freedom to choose, and your business keeps more of the profit.

These programs are fully compliant and designed to maximize your savings while keeping your business competitive.

Businesses are switching to Cash Discount and Dual Pricing programs because these models directly address one of their biggest pain points: the rising cost of credit card processing fees. 

Here’s why they’re becoming so popular:

1. Cost Savings for Merchants

  • Traditional credit card processing fees eat into profits.
  • With Cash Discount programs, the posted price includes the processing fee, but customers who pay with cash receive a discount.
  • With Dual Pricing, businesses display two prices (cash price and card price), making it clear and transparent.
    • Both models shift the cost of card processing away from the business and back to the customer who chooses to use a card.

2. Regulatory & Card Brand Compliance

  • Visa, Mastercard, and state regulators have clarified rules around both programs.
  • Properly implemented, these programs are 100% compliant, which gives businesses confidence to adopt them.
  • Dual Pricing has grown because it mirrors gas station pricing (cash vs. credit) that customers are already familiar with.

3. Customer Transparency & Choice

  • Customers see upfront pricing differences and can choose how they want to pay.
  • Many are already used to this model at gas stations, utility companies, and government services.
  • The transparency often reduces pushback compared to older “surcharge” models.

4. Competitive Advantage

  • Businesses that adopt these models can save thousands per year compared to competitors who absorb all processing costs.
  • Savings can be reinvested into technology, marketing, staff, or passed on to customers as lower base prices.

5. POS & Technology Advancements

  • Modern POS systems (like Clover, Blogic Systems, and NRS Plus) make Cash Discount and Dual Pricing easy to implement.
  • Receipts, signage, and programming are automated, keeping everything compliant and smooth at checkout.

Get Started Today

Looking for reliable payment processing and POS solutions for your business? APEX PAYMENT SYSTEM offers flexible tools designed to simplify transactions and improve daily operations. Contact us today to find the right solution for your business needs.